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  August 20, 2008   
  Wednesday 3:37 am   
 
             
  Request a copy of your credit reports. There are 3 major credit reporting bureaus, Experian, Equifax, and TransUnion.   Check your report carefully. Check for errors to to be corrected.   Contact the credit reporting agency with a registered letter and by calling them. They'll ask you to show proof of the error.  
 
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